Here's the salary you have to earn to buy a home in 19 major US cities

manhattan beach los angeles california
Los Angeles experienced a spike in housing prices since last quarter. Shutterstock

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Mortgage website HSH.com has updated its estimate of how much annual income a household would need to buy a home in major metropolitan areas in the US, according to third-quarter 2015 data.

Housing prices in Los Angeles have jumped, increasing 14% since last quarter. And for the first time, the site calculated how it would change the salary needed to buy a home if a buyer were to put 10% down instead of the recommended 20%. No matter where you are, it's more expensive — you can visit HSH.com to see both numbers.

The site looked at median home prices from the National Association of Realtors, along with interest rates for common 30-year, fixed-rate mortgages and property taxes and insurance costs, to figure out how much money it would take to pay a median-priced home's mortgage, taxes, and insurance in each city — and how much you would have to earn to afford it.

Salaries listed are rounded to the nearest $500.

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19. Orlando

orlando florida
Houses in this Orlando neighborhood are listed for $200,000. Google Maps

Population: 255,483

Median Home Price: $201,200

Monthly Mortgage Payment: $1,103

Salary Needed to Buy: $47,500

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18. San Antonio

san antonio tx
Houses in this San Antonio neighborhood are listed for $200,000. Google Maps

Population: 1,409,000

Median Home Price: $199,300

Monthly Mortgage Payment: $1,130

Salary Needed to Buy: $48,500

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17. Minneapolis

minneapolis mn
Houses in this Minneapolis neighborhood are listed for $290,000. Google Maps

Population: 407,207

Median Home Price: $288,700

Monthly Mortgage Payment: $1,199

Salary Needed to Buy: $51,500

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16. Dallas

dallas tx
Homes in this Dallas neighborhood are listed for $209,000. Google Maps

Population: 2,518,638

Median Home Price: $210,000

Monthly Mortgage Payment: $1,227

Salary Needed to Buy: $52,500

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15. Houston

houston 2
Houses in this Houston neighborhood are listed for $222,000. Google Maps

Population: 2,076,189

Median Home Price: $217,200

Monthly Mortgage Payment: $1,252

Salary Needed to Buy: $53,500

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14. Philadelphia

philadelphia pa
Houses in this Philadelphia neighborhood are listed for $235,000. Google Maps

Population: 1,517,628

Median Home Price: $234,700

Monthly Mortgage Payment: $1,291

Salary Needed to Buy: $55,500

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13. Baltimore

baltimore
Houses in this Baltimore neighborhood are listed for $250,000. Google Maps

Population: 640,064

Median Home Price: $252,300

Monthly Mortgage Payment: $1,308

Salary Needed to Buy: $56,000

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12. Chicago

chicago
Apartments in this Chicago neighborhood are listed for $230,000. Google Maps

Population: 2,824,584

Median Home Price: $229,300

Monthly Mortgage Payment: $1,432

Salary Needed to Buy: $61,500

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11. Sacramento

sacramento
Homes in this Sacramento neighborhood are listed for $290,000. Google Maps

Population: 479,686

Median Home Price: $291,400

Monthly Mortgage Payment: $1,450

Salary Needed to Buy: $62,000

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10. Miami

miami
Apartments in this Miami neighborhood are listed for $289,000. Google Maps

Population: 417,650

Median Home Price: $290,000

Monthly Mortgage Payment: $1,495

Salary Needed to Buy: $64,000

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9. Portland

portland or
Homes in this Portland neighborhood are listed for $319,000. Google Maps

Population: 609,456

Median Home Price: $319,300

Monthly Mortgage Payment $1,551

Salary Needed to Buy: $66,500

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8. Denver

denver co
Homes in this Denver neighborhood are listed for $350,000. Google Maps

Population: 649,495

Median Home Price: $353,000

Monthly Mortgage Payment: $1,608

Salary Needed to Buy: $70,000

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7. Seattle

seattle
Houses in this Seattle neighborhood are listed for $390,000. Google Maps

Population: 652,405

Median Home Price: $386,300

Monthly Mortgage Payment: $1,849

Salary Needed to Buy: $79,000

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6. Washington, DC

washington dc
Apartments in this Washington, DC, neighborhood are listed for $400,000. Google Maps

Population: 582,049

Median Home Price: $388,600

Monthly Mortgage Payment: $1,910

Salary Needed to Buy: $82,000

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5. New York City

new york
Apartments in this New York City neighborhood are listed for $410,000. Google Maps

Population: 8,213,839

Median Home Price: $410,500

Monthly Mortgage Payment: $2,134

Salary Needed to Buy: $91,500

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4. Boston

boston ma 2
Apartments in this Boston neighborhood are listed for $450,000. Google Maps

Population: 645,966

Median Home Price: $449,000

Monthly Mortgage Payment: $2,165

Salary Needed to Buy: $93,000

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3. Los Angeles

los angeles ca
Houses in this Los Angeles neighborhood are listed for $500,000. Google Maps

Population: 3,794,640

Median Home Price: $506,800

Monthly Mortgage Payment: $2,322

Salary Needed to Buy: $99,500

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2. San Diego

san diego ca
Houses in this San Diego neighborhood are listed for $550,000. Google Maps

Population: 1,284,347

Median Home Price: $554,400

Monthly Mortgage Payment: $2,489

Salary Needed to Buy: $106,500

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1. San Francisco

san francisco ca
Apartments in this San Francisco neighborhood are listed for $825,000. Google Maps

Population: 777,660

Median Home Price: $809,400

Monthly Mortgage Payment: $3,573

Salary Needed to Buy: $153,000

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